58 Shocking Reasons Why PayPal will Limit Your Account | Twitechy
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58 Shocking Reasons Why PayPal will Limit Your Account

Why PayPal will Limit Your PayPal Ghana Account

I believe you stumbled on this post because you either want to create a PayPal account or have a limited account. I’m so sorry Ghana, but the mere fact that you’re a Ghanaian is enough for PayPal to limit your account.

But hey, that is when you even have a PayPal account in Ghana.

I’ve used my PayPal account for several years now. And I’m a proud Ghanaian.

Aha…!

If I’m limited in anyway – which I’ve experience  before, I’ll create another PayPal account in Ghana that same day.

Never give up my friend.

  • Ever wondered why a PayPal limitation occurs?
  • Ever wondered what the causes could be, rather than a vague reason from PayPal?

Here is the truth, the moment you sign up for a PayPal account, you agree to PayPal’s Terms and Services. You are at the mercy of PayPal’s User Agreement from that moment.

Very little you can do about that.

  • Do they have to tell you why they limited your account? Nope.
  • Do they have to reinstate you? Not a chance.
  • Can they deny you another PayPal account? That is debatable.

If you have been limited before, but racking your brain on why they did it… Well, my advice is, “Get yourself a glass of get over it

In fact, there are useful PayPal alternative around.

And for my Ghanaian friends – a Payoneer Ghana account, Skrill Ghana account,  or even a Xoom account(a PayPal money transfer service) account may be a better PayPal alternative.

No one knows why;

PayPal limits your PayPal Ghana account, even though it may be obvious some times. So if you start behaving abnormally on the platform, why wont your account be limited.

They’ll request documents like;

  1. Your SSN – social security number.
  2. Evidence of our address.
  3. And of course an ID etc…

Until then, they won’t let you send or withdraw money. All based on evidence best known to them.

Below are some so-called good reasons why PayPal will limit your PayPal Ghana account.

Do they sound reasonable?

Not really.

Insane?

Possibly.

That is up to you to decide. For PayPal and its customer service, they’ll never tell you. Let’s dive in and take a look at why PayPal account limitation happens.

The 58 reasons that triggers a PayPal Ghana account limitation:

  1. You received too much money into your account (So during the average history of your account, you’ve never received such an amount – way too much)
  2. You transferred too much money out of your account (It is rumored that over $1000 triggers the fraud system alert)
  3. You called customer service at PayPal and made somebody angry (PayPal keeps documented cases of irate customers who called PayPal only to find out their accounts were limited moments after the phone call ended).
  4. PayPal has reason to believe you own more than the allowed two PayPal accounts (One Personal Account/One Premier Account).
  5. Somebody filed a complaint with PayPal about you (a buyer or a seller or an interested third party).
  6. You filed a complaint against somebody (a buyer or a seller).
  7. You initiated a chargeback with your debit/credit card company.
  8. You initiated a chargeback with your debit/credit card company before you filed a claim through PayPal’s Buyer or Seller Protection Program.
  9. PayPal thinks you are trying to avoid paying PayPal fees by charging excessive shipping & handling charges for your sales.
  10. PayPal thinks you are using your PayPal account to speculate in the currency market.
  11. PayPal doesn’t agree with some content on your website (example: Your website or blog can be limited because it contains a link to terrorist activities and you accept PayPal donations or payments on this website).
  12. PayPal believes you are in violation of its User Agreement.
  13. PayPal believes you are in violation of its Acceptable Use Policy (example: PayPal believes you used your account to purchase a dirty book or dirty magazine).
  14. PayPal believes you are in violation of its Privacy Policy (example: You gave information to the police about a fraud suspect who is also a PayPal member).
  15. You used your PayPal Debit Card to purchase material that PayPal finds suspicious or unthinkable (even if it’s may be legal in the real world).
  16. You charged too much money on your PayPal Debit Card.
  17. You went on vacation and used your debit card in another country.
  18. You used your PayPal debit card to make an online transaction that was not through PayPal (or a telephone order).
  19. You refunded a buyer through your PayPal account — but did not use the proper refund methods.
  20. You lost a dispute claim.
  21. If you do business on eBay, and you’re late Paying your eBay fees — or you owe eBay money.
  22. You received a negative feedback comment on your eBay account.
  23. You chose to use your PayPal account without verifying it.
  24. PayPal believes that your account information is not up-to-date — even if they have no grounds to actually believe it.
  25. PayPal tried to contact you over the phone and you did not answer.
  26. You were the victim of fraud (example: you clicked on a link in an email that you thought was from PayPal but it was really a phishing website).
  27. You moved into a house or new apartment that was occupied by somebody with a limited PayPal account.
  28. You logged into your PayPal account from a location that was not your usual log in location (example: friend’s house or place of employment).
  29. PayPal has linked your account with another person who has a limited account and/or outstanding issues to resolve with PayPal.
  30. PayPal froze your account because they linked you as being “associated” with a family member of yours that has an outstanding PayPal problem to deal with.
  31. A third party contacts PayPal saying — without evidence — that you are engaging in fraudulent activity.
  32. PayPal suspects you are engaging in fraudulent activity.
  33. PayPal believes that your business practices are risky and pose a potential harm to yourself, to PayPal and to other PayPal members.
  34. The phone number you registered with PayPal happens to be the same phone number of somebody who has/had PayPal problems.
  35. You conducted a transaction with an individual who has PayPal problems (such as a buyer or a seller). PayPal will “link” you with that person.
  36. You sold something and the buyer was a con artist or scammer. You get “linked” to that person.
  37. You violated PayPal’s user agreement by posting anti-PayPal writings or thoughts in a public place (example: internet)
  38. Your name, your address, your phone number, or your ISP is SIMILAR to a person who has/had PayPal problems.
  39. You were associated with a person who has a frozen PayPal account.
  40. You refused PayPal’s request for very private information about yourself.
  41. PayPal requested information from you which you supplied — but you did not supply it fast enough.
  42. You logged into your PayPal account from a public internet cafe.
  43. You sold an item on eBay that is popular for scammers to sell (high priced items or popular items like Rolex watches, PlayStation, Computers, etc.)
  44. You sold an online eBook to a buyer who later filed a complaint against you — PayPal asked you for a tracking number and you could not provide it.
  45. You went to PayPal’s website and logged in using a proxy service or other anonymizing software that you use to protect yourself on the internet.
  46. You bought or sold something that was on PayPal’s Restricted Items List (academic software, concert tickets, OEM software, surveillance equipment or adult material, etc.)
  47. You have a high credit card balance that triggered PayPal’s fraud detection system — a high card balance means a higher risk that you will engage in fraud.
  48. PayPal conducted a third party investigation of you. Based on those findings, they limited your account (you have been sued, arrested, charged with a crime, have too many debts etc.).
  49. PayPal tried to withdraw money from your bank account or credit card and was declined.
  50. You PayPal account shares similar details with an account that has already been frozen.
  51. You PayPal account is in the negative.
  52. Your PayPal account might become in the negative.
  53. You attempted to modify or change your personal details but were not able to.
  54. You removed your bank account or credit card information from your PayPal account.
  55. PayPal believes you are not who you say you are.
  56. You withdrew or transferred $2,500 or more from your PayPal account within 24 hours or over a weekend.
  57. Your overall withdrawal and deposit activity is “suspicious.”
  58. The name on your bank account or credit card does not MATCH exactly with the name on your PayPal account (example: William Smith vs. Will Smith or Bob Smith).

Conclusion:

Notwithstanding, if or whether you fall in any of these reasons – it doesn’t necessarily mean your account will be limited. PayPal limitation remains a mystery that can only be explained by PayPal itself.

That’s quiet sad though.

So you can explore the other PayPal alternatives mentioned above.

Congratulations, if you still have an active and functioning PayPal account. Enjoy it while it last.

Your turn now.

Let us know your experience and lessons learned about PayPal and its rampart limitation of user accounts. Write you thoughts and insights in the comments area.

Can’t wait to hear from you.

Gracias.

 

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Nelson
 

A web consultant, coach and digital strategist who teaches small business owners, entrepreneurs and awesome people like YOU how to win with technology whiles focusing on what really matters to your business. All Nelson want is for YOU is to be happy.

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